Personal Loan

Application
Submit simple application form; HKID; Income and residential proof;

Income proof
Any of tax return; salary auto-pay statement; MPF statement or company reference letter

Residential proof
Any of public utilities bill(s) or bank statement(s)

Tenor
Tenor from 3 to 48 monthly installments

Loan amount
Maximum loan up to 15x monthly income OR up to HK$1,000,000

Interest rate
As low as 0.8% monthly flat rate (APR from 9.6% to 59.5%)

Processing time
With required document submitted;approval time as short as 15 minutes,and cash delivered within 30 minutes

Repayment method
Repayment can be via auto-pay; PPS or bank deposit

Application channel
We accept submission in person; by phone or through online application

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FlexiMoney Loan   ︳Personal Loan

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Target valuable customer
Urgent need of small loan amount

Document
HK ID Card and Address proof

Income proof
Free income proof

Residential proof
Any bill of public utilities or bank statement(s)

Supplement proof
Depend on loan amount

Tenor
Tenor from 3 to 12 monthly installments

Loan amount
Maximum loan up to HK$50,000

Interest rate
As low as 0.8% monthly flat rate (APR from 9.6% to 59.5%)

Processing time
With required document submitted; approval time as short as 15 minutes and cash delivered within 30 minutes

Repayment method
Repayment can be via auto-pay; PPS or bank deposit

Application channel
We accept submission in person; phone-in or through online application

* If and when any early settlement arrived, all interest and fees being collected exceed Chapter 163 (Money Lenders Ordinance Part IV Clause 24.1), the exceed portion will be refund to the prescribed borrower.